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Finding the Right Lender

 

Financing your purchase can be one of the most frustrating parts of home buying, unless you have the right lender.  If you need to get a loan for a purchase, it’s very smart to use a local lender.  They know the market, they know the options and they know what to avoid to get you funded in a timely manner.  In the Palm Springs area especially, if you are thinking of buying a property with an Indian Land Lease, you need a lender familiar with those  types of sales.

We also recommend, you to get pre-approved, not pre-qualified, with a lender if you will need a loan to buy the home.  A buyer has 3 days after an offer is accepted to provide to the seller a pre-approval letter for the loan.  It generally takes longer than 3 days to get pre-approved so do the work before hand and have it ready to go when you make the offer.

It is also a good idea to talk to a lender before you start house hunting.  A lender can tell you how much house you can afford to buy and what your monthly payments will be.

If you have questions about loans and financing, we suggest starting with the 3 lenders below.  Their websites all have excellent information and if you have more questions, they will be happy to answer them.

 

Sandy Edelstein, HomeBridge Financial Services
https://www.homebridge.com/loan-originator/sandy-edelstein/#about
340 S. Farrell Drive
Ste. A 203
Palm Springs, CA 92262
Phone: 760-864-1147
Cell: 310-689-1155
sandy@sandyedelstein.com
Branch NMLS #1563600

Brad Mullen, Franklin Loan Center
http://www.franklinlc.com/bmullen
44-800 Village Ct
Palm Desert, CA 92260
Phone:760-969-1046
Cell:760-238-0599
bmullen@franklinlc.com
NMLS: 308662 CalBRE: 01774271

 

Jon-Eric Lehman, Loan Depot
https://www.loandepot.com/jelehman
901 North Palm Canyon Drive, Suite 107
Palm Springs, CA 92262
Phone: 760-797-6014
Cell: 760-898-2589
jelehman@loandepot.com
NMLS # 255616 CA LIC # CA-DBO255616